Retirement Planning

In the intricate landscape of Social Security, not every worker holds a guaranteed ticket to retirement benefits.  While the majority of American workers meet the eligibility criteria, it is crucial to recognize exceptions that can…

The role of Commissioner of the Social Security Administration (SSA) in the US government is one laden with challenges, and the newly appointed Martin O'Malley steps into the position at a critical juncture.  The Social Security…

As we approach 2024, the Social Security Administration (SSA) has released updates on benefit levels, revealing a 3.2% increase in retirement income due to the cost of living adjustment.  This adjustment means that, on average, Social…

A key component of financial planning is estimating your monthly Social Security benefit in retirement, which is largely based on your retirement plan and career decisions. The government program can provide a substantial income, with…

Saving for retirement often collides with the need for accessible funds during unexpected financial emergencies. While contributing to a tax-advantaged retirement account comes with restrictions, an often-overlooked feature of the Roth IRA…