Financial Planning

American consumer debt has ballooned to unprecedented levels, reaching $16.90 trillion by the fourth quarter of 2022, as reported by the New York Federal Reserve. This surge, a 2.4 percent increase from the previous quarter, has spurred…

In the ever-evolving world of investing, Artificial Intelligence (AI) has emerged as a dominant force in the stock market, capturing the attention of investors as businesses increasingly integrate AI technology into their operations.  The…

Planning for retirement can be a daunting endeavor, particularly when it involves deciphering Social Security benefits and their impact on your financial future.  Recently, the Social Security Administration unveiled a notable…

For many individuals, the dream of homeownership is a significant milestone. However, for those burdened with student loans, the path to securing a mortgage may seem fraught with obstacles.  The good news is that even with student loan…

In a world dominated by capitalism, where money is both the root of all evil and the means to most ends, managing one's finances has become an intricate dance.  The ever-increasing cost of living and the pressures of a shoddy economy…

The role of Commissioner of the Social Security Administration (SSA) in the US government is one laden with challenges, and the newly appointed Martin O'Malley steps into the position at a critical juncture.  The Social Security…

The clock is ticking for borrowers seeking relief through the student loan forgiveness program, and as the deadline approaches, nearly a million eligible recipients have already received notifications.  While the window for application…

The holiday season is notorious for bringing joy but also a strain on finances. With various expenses such as travel, gifts, and decorations, December can quickly become a costly month.  However, there's a proactive way to navigate the…