Many individuals in the United States of America face challenges in accessing the SSDI benefits they are entitled to.
Individuals concerned about potential loss of benefits or eligibility can seek guidance from Social Security Disability legal consultants who specialize in assisting them through the process. Many of these individuals continue to work despite having a disability.
Some work for themselves, while others are employed by companies that prioritize their abilities rather than their disabilities.
However, when individuals work independently, they may go for extended periods without receiving an hourly wage.
If that is indeed true, the Social Security Administration offers assistance to disabled Americans.
SSDI: Limits on Work Hours and Monthly Income
The SSA will review the hours worked and monthly income of these individuals with disabilities. They usually allow up to 45 hours of work per month if the disabled person is self-employed and on SSDI.
That amounts to approximately 10 hours per week.
In addition, the SSA will assess whether you are the sole individual operating your business or if there are others involved.
The business owner who is disabled must ensure that their earnings do not exceed the Substantial Gainful Activity (SGA) limit, while also being mindful of not working excessive hours. These rules may pose limitations for certain disabled Americans.
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Challenges for Full-Time Workers Seeking SSDI
In short, there are individuals who are disabled who are employed either full-time or nearly full-time that typically cannot get their SSDI approved.
This is because Social Security takes into account the level of productivity you have in your own work and determines that you do not require assistance that others may need.
In general, disabilities that limit mobility tend to receive faster approval for SSDI.
The SSA will thoroughly analyze other disabilities and their characteristics to ensure an accurate assessment is made.
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