This month’s Social Security benefits are on their way via direct deposit, but those expecting a cheque in the mail should anticipate it to arrive later.
Why Your Social Security Check Might Be Late?
Regardless of which method you select for your monthly benefit, your check may be delayed on occasion. The following factors could explain why your check is late.
Change On Your Banking Details
If you altered your bank account details, it is likely that your payment would be delayed. To avoid future complications, you must tell the Social Security Administration (SSA), normally through your local Social Security office, of the change.
Changed Your Address
The same rule applies to address changes as it does to changes in bank account information. If you have not notified the SSA or your local field office of the change, you may face a payment delay. Even if you have a direct deposit set up, a mismatch in information could pose a problem.
Delays In Field Office
One of the most typical causes of payment delays is when the Social Security office in charge of processing your payments encounters a hiccup or lag in their processes. Pandemic-related staff shortages and holiday personnel shortages are examples of events that cause such disruptions in payment processing.
If the office that processes your payments goes behind schedule, your check will most likely be late.
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What To Do?
If your Social Security payment is late, the first thing you should do is wait at least three business days. Because the SSA normally pays payments on time, it’s best to simply wait and see if it arrives soon.
If you suspect a late payment is the result of a change in your personal banking information, an address change, or any other serious reason, contact your local Social Security office or the SSA office.
The SSA can be reached by phone at 1-800-772-1213 between the hours of 8 a.m. and 5 p.m., Monday through Friday. until 7 p.m.
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