Credit cards with rewards programs are a terrific way to maximize the value of your everyday expenditures since they let you earn cash back, points, or miles on them.
Depending on how and what you use your credit cards for, it’s critical to understand which kind of reward is ideal for you.
Credit Cards
The resident credit card experts at GOBankingRates, CardCritics, compiled and thoroughly analyzed data on all of the major credit cards on the market, then rated each one using a 5-star rating system to determine the top rewards credit cards.
Annual fees, APRs, sign-up bonuses, ongoing benefits, accessibility, redemption possibilities, and more are among the comparative criteria. To concentrate on the crucial elements that are most crucial in each distinct category, these characteristics were then weighted according to relevance.
The Wells Fargo Active Cash Card is one of the finest methods to get cash back if you have decent credit. Additionally, this card offers 2% cashback on all purchases. Cards on average offer 1%. You’ll get $200 in cash rewards if you spend $1,000 in the first three months.
No Credit
Consider the Bank of America Travel Rewards Credit Card for Students if you lack credit. For those without credit, this card gives good rewards and no annual fee.
Students
The Petal 2 Visa Credit Card can be a suitable choice for you if you’re a student. This credit card has a $0 annual charge and sends monthly reports to the three leading credit agencies. For every purchase, cashback of at least 1% is granted.
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Fair Credit
The Upgrade Cash Rewards Visa can be the perfect card for you if your credit is fair. It features a $0 yearly charge and offers limitless 1.5% cash back on all purchases when you pay the bill. Unfortunately, in order to acquire this card, you must open a bank account with Upgrade.
Secured Credit
The Discover it Secured Credit Card can be ideal if you have poor credit. Although there is a $200 minimum deposit requirement, this card has no yearly fees and offers 2% cash-back rewards at petrol stations and restaurants. On all other purchases, it offers 1% cash back.
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