Millions of individuals receive monthly payments from the Social Security Administration, including retired workers, SSI recipients, and SSDI beneficiaries.
SSI provides financial assistance to individuals aged 65 and older and those with disabilities, regardless of age, who have limited income or resources. SSDI, on the other hand, supports individuals with disabilities who haven’t reached full retirement age and have a qualifying work history.
To be eligible for SSDI, one must have paid Social Security taxes as a qualified employee. This is the main difference between SSDI and SSI, as SSI recipients can apply for benefits without having worked since the program is subsidized by the federal government.
What disabilities qualify for Social Security Benefits?
- impaired hearing, vision, or speaking are examples of special senses and speech
- Respiratory conditions include cystic fibrosis, chronic obstructive pulmonary disease (COPD), and asthma
- Heart failure, congenital heart disease, and arrhythmia are a few examples of cardiovascular diseases
- Digestive system conditions like liver or bowel disease
- Genitourinary conditions
- Blood conditions include hemophilia, sickle cell disease, and other anemias, as well as bone marrow failure
- Burns, dermatitis, and ichthyosis, a collection of roughly 20 conditions that produce dryness and scaling, are examples of skin conditions
- Diabetes and thyroid issues are two examples of endocrine disorders
- Congenital diseases that affect several body systems, such as Down syndrome
- Neurological conditions like traumatic brain traumas, multiple sclerosis, epilepsy, amyotrophic lateral sclerosis (ALS), and Parkinson’s disease
- Mental health issues such as schizophrenia, bipolar disorder, dementia, depression, and intellectual disability
- Disorders of the immune system, including lupus, inflammatory arthritis, and the human immunodeficiency virus (HIV)
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How to apply for SSDI Benefits?
To initiate the process of applying for SSDI benefits, there are two options available: applying online via the official SSA website or contacting the SSA by phone at 800-772-1213. It is essential to have the required documents ready to substantiate your disability and work history. Prior to making the call, it is advisable to review the list of helpful documents provided by the SSA.
If you prefer assistance from a Social Security representative in submitting your application, you can schedule an appointment by contacting the aforementioned number. It is important to note that the average response time from the SSA exceeds six months. If your application is approved, the payment amount will be calculated as if you had reached full retirement age.
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