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Where can you make a free cash withdrawal using your EBT card; How to avoid theft?

People in the state of California utilize the Electronic Benefit Transfer (EBT) Card to access their financial aid, such as SNAP benefits.

This functions much like a debit card or credit card after the money has been deposited into the account and has the extra benefit of being useful for transactions.

Where To Use EBT Card?

Normally, these bonuses are given out at the beginning of each month. However, depending on the case number of each claimant, the exact date will change. Along with other food and cash assistance benefits, they are distributed via the EBT Card.

Although the card’s balance is considered a currency, its programming restricts its use to just authorized purchases. State law, however, forbids some establishments from accepting EBT cards. This covers places like pubs, casinos, jewelry shops, salons, and others.

Wherever you see the NYCE logo at bank ATMs, you can use the EBT card to obtain your cash rewards. Also, you can use it any place you see the QUEST logo to make purchases.

It should be noted that certain banks charge extra costs just for utilizing an ATM. But, if you use an ATM that is owned by Bank of America, Citizens Bank, or Sovereign Bank, you won’t be charged a fee.

Read more: Social Security update: Who will receive two checks in March?

How To Protect Your Card?

Personal Finance-EBT Card-SNAP Benefits-US News
People in the state of California utilize the Electronic Benefit Transfer (EBT) Card to access their financial aid, such as SNAP benefits.

EBT cards are not secured, though, in contrast to credit and debit cards. In most cases, if they are stolen, we simply lose that money.

Congress ultimately passed a measure in December allowing benefit theft victims to receive compensation, but only if the loss occurred between October 2022 and September 2024.

You could also take it for granted that you can check your transaction history and balance online if you have a credit or debit card. You anticipate being informed when there are questionable charges.

Sadly, EBT users cannot rely on this either. Due to the difficulty in checking our balances, we could not discover that there is no money on our cards until a cashier informs us of this at the checkout counter.

Downloaded the ‘Providers’ app, which allows users to check their EBT card balance to determine whether they have a low balance or if something is incorrect, Even financial advice is offered, along with information on sales and job openings, and directions to emergency assistance.

The Consumer Financial Protection Bureau (CFPB), which was established to protect customers’ financial information, is currently amending its regulations. Yet, the revision they’re discussing would remove that protection from low-income people who get government aid.

Read more: When will Social Security payments worth $4,555 be distributed?

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