Benefits from Social Security Disability Insurance (SSDI) payments are distributed to retired Americans and other Social Security benefits. Over 9 million Americans with disabilities were receiving program benefits as of April 2022.
The Social Security Administration (SSA) offers two programs to assist Americans with disabilities. With a total of 7.6 million monthly users, another program, Supplemental Security Income (SSI), supports disabled persons in the US.
States That Have The Largest SSDI Payments
The amount distributed varies by state, which may be related to the average salaries earned by persons claiming benefits and the cost of living in each location.
Additionally, there are concerns about the fairness of the program’s accessibility due to the vast variations in acceptance rates between states.
For instance, Oklahoma has a much lower approval rate than Kansas, where just over a third of applicants receive benefits. Kansas also has the highest approval rate overall.
- New Jersey: $1,689 per month
- Connecticut: $1,685 per month
- Delaware: $1,659 per month
- New Hampshire: $1,644 per month
- Maryland: $1,624 per month
For a person receiving SSI benefits, the average monthly disability award in 2022 will be $841. In New Jersey, Connecticut, Delaware, New Hampshire, and Maryland, SSI recipients may make more money than the typical SSI recipient.
The following have the lowest average benefit:
- South Dakota: $1,168 per month
- North Dakota: $1,176 per month
- Maine: $1,179 per month
- Nebraska: $1,182 per month
- Vermont: $1,186 per month
Read more: Can SNAP Benefits Be Given to SSI, SSDI Recipients?
SSDI Eligibility
Social Security Disability Insurance (SSDI) eligibility requirements for people under 24 can be as low as one and a half years of employment, but they rise as they age. SSDI payments qualification is based on Social Security credits, similar to retirement benefits. By paying Social Security taxes on earned income, such credits are obtained.
Also, you can earn up to four credits annually with $6,040 or more in 2022 for every $1,510 you make in covered employment or self-employment. Every year, the credit amount is automatically updated by trends in average national wages.
The formula for retirement benefits is simple: the employee becomes eligible for benefits at 40 credits, which is after ten years of employment and payment of Social Security taxes, at which point they become payable. The minimum retirement age is 62, although those 10 years do not have to be consecutive. Most workers reach that base well before that age.
Although it can occur at any age, a disability is defined as a condition severe enough to prohibit work activity for at least a year or that could result in death. As a result, Social Security has created SSDI payments sliding scale.
Two requirements linked to age and employment must be met for a person to be considered insured by Social Security if they meet the job requirements for benefits.
Read more: SSDI Payments: Didn’t Receive Your December? Here’s What To Do!
